Brian M. Douglas & Associates, LLC.

Foreclosure


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FORECLOSURE

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FORECLOSURE IN GEORGIA

Foreclosure in Georgia operates primarily as a non-judicial process, meaning that lenders can foreclose on a property without going to court. This is due to the “power of sale” clause typically included in most Georgia mortgages. When a homeowner defaults on their mortgage payments, the lender can initiate the foreclosure process by providing a notice of intent to foreclose, which must be sent to the homeowner at least 30 days before the scheduled sale date. The notice also needs to be advertised in the local newspaper for four consecutive weeks. On the designated day, the property is auctioned to the highest bidder, usually on the courthouse steps. While the process can be swift, homeowners do have rights and potential avenues for recourse, such as seeking loan modifications or filing for bankruptcy. It’s essential for homeowners facing foreclosure in Georgia to be informed of their rights and to consider consulting with an attorney or housing counselor for guidance.

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Brian M. Douglas, Esq.

Get your questions answered - Feel free to call us for consultation (770) 933-9009

Areas We Serve

We can serve clients in every county within the State of Georgia, and a majority of the areas we serve are: Cobb County, Fulton County, Gwinnett County, DeKalb County, Forsyth County, Cherokee County, Douglas County, Paulding County, Carroll County, Bartow County, Hall County, Barrow County, Walton County, Newton County, Rockdale County, Henry County, Clayton County, Fayette County, Spalding County, and Coweta County.